On 29th March 2019 House Network Limited trading as House Network entered administration, Universal Acquisitions Limited acquired the trading rights of House Network on 29th March 2019 and subsequently ceased the trading activities whilst the business is restructured.

Any customers of House Network Limited who paid a marketing fee before 29th March 2019 should contact the administrators of House Network Limited for further advice.

POSTED 22 December 2015 General

What Are the Costs of Selling a House

If you’re thinking of selling your house or flat, then whether you’re selling for the first time or you’re an old pro, the costs of selling a house can easily get out of control.

The buying and selling process can easily get out of hand with the various costs involved. Here you’ll find a comprehensive guide listing the true costs of selling your property, so you can plan for them and keep within budget. Most sellers will also be looking to buy a new property, so ensure you understand the costs of buying a property also.

Average costs of selling a house*
Type of Cost  Online Agent  High-Street Agent

Estate Agency fees

£299 - £1895

 £1400 - £8,400

Conveyancing fees

£399 - £950

 £500 - £1500

Mortgage fee

£80 - £120

 £80 - £120


£40 - £120

 £35 - £120


£300 - £1500   £300 - £1500
Total Cost £1113 - £4585  £2315 - £11640

*The above is based on an average sized property worth £280,000.


A cost often ignored, if you are selling your home, then it’s likely you’ll be buying a new one. As such, you’ll need a large deposit. The sale of your home may cover this, but if you’re upsizing then you may need to save. 

A deposit for your next home should be between 10% and 40% of the property's cost and the more you save, the lower your monthly repayments will be.

There may also be other associated costs with this, such as 'second home' Stamp Duty. So do your research first.

 Available deposit after home sale  Cost of new property  Remaining deposit for 10%  Remaining deposit for 20%   Remaining deposit for 30%   Remaining deposit for 40% 



 - £39,000

- £3,000 




Estate Agent Fees

There are usually three ways of selling a home:

  • through an estate agent
  • marketing it yourself
  • through an auction

If you decide to use an estate agent, then you have two cost options available to you; high street estate agents and online estate agents.

  • A high street agent will charge fees based on their service and is largely commision based. Costs can vary between 1% and 3.5% of the property sale price depending on whether you choose a 'sole agency' agreement or a standard multi-agency contract (the latter being costlier). These costs also usually do not take into account the 20% VAT.
  • Online estate agents have a different costing structure, usually charging a flat fee for their services to sell your property. This can range from £500 - £2000, depending on the type of package chosen, find out more about our fees here. Overall there is an opportunity to save thousands on costs compared to local estate agents.

Mortgage Fees

When moving property, it is usually commonplace that your original mortgage can be moved over to the new property. It is also a good opportunity for home-buyers to see if they can save money by re-mortgaging with a better rate.  

The main costs usually associated is the payment of early repayment on the existing mortgage loan. Most of the time depending on the deal, there will also be an arrangement and/or product fee to pay for the new mortgage product.

 The outstanding balance of your mortgage
 The early repayment charge
 + £3,700 (2% of your mortgage balance)  
Total to be repaid £188,700

These early repayment charges can range from between 1-3% depending on the mortgage product and it is always advised to calculate how much more this would add to the costs of selling your home. The above example shows the estimated costs based on a 2% early repayment cost when sellling.

Legal Fees

When selling your home, it’s more than likely that you will have to employ a conveyancing solicitor or a licenced conveyancer to carry out the work. You should expect to pay between £500 and £1,500, this can vary depending on the cost of the property and how complex the transaction is.

A ‘no sale, no fee’ conveyancer will have an incentive to get the job done quickly, and these types of conveyancing firms may also offer ‘fixed-fee’ conveyancing, which can help to keep costs down.

Get a quote from our in-house legal team offering conveyancing services also here.


The person moving into your home will most likely have to factor in the costs of a survey as most banks insist on this as part of a mortgage offer. If anything is uncovered by the survey, such as outdated wiring or a problem with the boiler then there may be some additional costs.

Type of House SurveyAverage Cost
Condition Report £250+
RICS Homebuyer's Report  £400+
RICS Building Survey £550+
Structural Survey £600+

Traditionally, you can either offer to do the work yourself and keep the sale at the price agreed, or negotiate a discount for them to do the work when they move in. Account for this by reserving 2% of the property’s price, just in case.

EPC (Energy Performance Certificate)

Energy Performance Certificates (or EPC) is a certificate that you have to provide for your property. It gives information about the energy efficiency of a property from A to G, with A being the most efficient, G being the least.

The certification process is conducted by accredited domestic energy assessors, and you usually arrange this through your estate agent. The cost of an EPC is usually between £40 and £120.

Last Bills 

When selling your property, another cost that needs to be considered are the remaining bills. It is essential all the remaining utilities are paid off. This is made worse with estimated bills, which can increase the total cost of selling your home. It is recommended to have any final readings taken accurately for both gas and electric meters. 

Ensure the final water and sewage costs are covered also and that the redirecting of your post (usually around £20-35) is also sorted out before handing over the keys.  

Removal costs

It’s important to factor removals into the costs of selling your house as it can be a significant sum, depending on the size of your home and the distance travelled. A removal firm will usually handle this process, therefore the costs involved should also be considered

For a five-bedroom house, the cost may exceed £1,200 plus packing costs. Get three to five different quotes from removals companies, and try to get them to scope out your property, rather than give you a quote over the phone. Things like tight stairways or access issues may affect the difficulty of the job.

Type of PropertyAverage Removal Costs
2 bedroom £500-700
3 bedroom  £600-800
4 bedroom £750-1000
5+ bedroom £900-1500

You might alternatively, find it more beneficial to hire a moving van for the day and carry out the removals yourself with friends/family. This should help save you a few hundred pounds if you have the time and energy to do so. 

Ongoing Costs

It’s also worth remembering that, once you’ve sold your home, there will be other ongoing costs in your new home, which should also be factored in, including: 
  • Maintenance and repairs
  • Insurance costs
  • Council tax
  • Running costs such as utility bills and furnishings.
  • Leaseholder costs (if you’re not the property’s leaseholder)
To conclude, the cost of selling a property can be high but, as long as you budget well and shop around for the best deals, you’ll be absolutely fine.