You have indicated you are a first time buyer, you will need to ensure you match the goverment criteria in order to benifit from the lower stamp duty band between £125,000 and £250,000
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Housenetwork.co.uk Mortgage Service is provided by London & Country Mortgages Ltd. Beazer House, Lower Bristol Road, Bath, BA2 3BA who are authorised and regulated by the Financial Services Authority. Their FSA number is 143002